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Nirav Choksi

Co-Founder and Chief Executive Officer

Profile

Nirav brings to the table key skillsets and experience in the domains of Technology, Business Incubation, International Commodity Trade, Mining, Structured Trade Finance & Debt Arbitrage operations. In a fortuitous manner, many of these skill sets and experience are of vital importance to his role as Co- Founder and CEO incubating the CredAble Platform.

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Ram Kewalramani

Co-Founder, Executive Director and Chief Financial Officer

Profile

In a career spanning 15 years working in leadership positions, Ram has gained invaluable insight and expertise in the domains of Investment Banking, Marketing, Finance and Operations. As an acknowledged veteran of the Employee Transportation industry he brings valuable industry insights, experience and connections to further the establishment of the vision behind CredAble.

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Rohit Anand

Chief Business Officer

Profile

Rohit is a seasoned professional that brings experience in business & financial operations, relationship management across sectors. He has been part of the key management and founding team of a Studio Tech Incubation house that successfully launched and operated tech ventures in the Ad-tech, Intra-city Logistics, fashion and healthcare. His experience in business development, operations, marketing and relationship management are of vital importance to his role as Chief Business Officer at CredAble.

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Nitin Sharma

VP Product & Engineering

Profile

Nitin is a seasoned product management professional with 10 years of experience in product strategy, product marketing and technology. He has a diverse experience of working in large financial institutions spread across geographies as well as contributing to key Indian e-commerce startups in their early stages. Nitin has strong commercial orientation and was running his own e-commerce technology startup before joining CredAble.

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Sudeep Mehta

VP Strategy & Credit Risk

Profile

Sudeep currently is VP Strategy & Credit Risk at CredAble. He is a seasoned finance professional with experience in corporate, investment banking and financial structuring. Sudeep has worked in the banking space in India and Europe and has been instrumental in structuring alternative investments and raising debt for a startup in India in his previous role as head of alternative fund raising. Sudeep is a Chartered Accountant by qualification and an alumni of the Indian School of Business.

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Debashree Lad

Global Director- Human Capital

Profile

Debashree is an experienced Human Resource & Organization Development professional with over 13 years of experience in the field of Human Resource. She has been associated with organizations like Nomura, where she has managed the entire gamut of HR function and has also provided a range of consultation services to senior stakeholders and executive management on the implementation of key change initiatives and cultural development process. She comes with expertise in driving HR related change management projects across industries including education institutes like Tata Institute of Social Sciences.

Nirav Choksi

Co-Founder and Chief Executive Officer

Profile

Nirav brings to the table key skillsets and experience in the domains of Technology, Business Incubation, International Commodity Trade, Mining, Structured Trade Finance & Debt Arbitrage operations. In a fortuitous manner, many of these skill sets and experience are of vital importance to his role as Co- Founder and CEO incubating the CredAble Platform.

Ram Kewalramani

Co-Founder, Executive Director and Chief Financial Officer

Profile

In a career spanning 15 years working in leadership positions, Ram has gained invaluable insight and expertise in the domains of Investment Banking, Marketing, Finance and Operations. As an acknowledged veteran of the Employee Transportation industry he brings valuable industry insights, experience and connections to further the establishment of the vision behind CredAble.

Suresh Balasubramanian

Executive Director

Suresh brings over 30 years of experience in Wholesale Banking, Corporate banking, stressed assets and SME Lending. Suresh served as the Executive VP and head of Wholesale Banking at Dhanlaxmi Bank where he disbursed over INR 42000 MN maintaining a NIM in excess of 5%. Prior to that he held several senior management roles with Kotak Bank, Edelweiss and L&T Finance. As an Independent Board Member and Consulting CFO of CredAble, Suresh helps define and manage our risk management and credit strategy and assumes all financial and compliance responsibilities.

Rajiv Ramnarayan

Independent Director

Rajiv has a over a decade of experience conceptualizing and operating International businesses in South East Asia, India and China. Rajiv has a deep understanding of all facets of an International business encompassing trade finance, technology, business development, contract management, competitive sourcing and customer acquisition. Rajiv’s experience and knowledge of building businesses from scratch is of particular importance in his role as a Board Member of Credable.

Anil Gudibande

Independent Director

Anil’s 30 year prolific banking career needs little introduction. Anil spent over 17 years with Citibank and AIG and more recently as the Managing Director of Royal Bank of Scotland, before moving on to be the co-founder 1Crowd, India’s leading Angel Network. At 1Crowd, his investee companies benefit from his mentorship and immense experience and corporate network to accelerate their growth. As an Independent Board Member of CredAble, Anil helps define our business strategy and selflessly guides our growth in the financial services domain.

Sandeep Somani

Investor Director

Sandeep has over 15 years of experience in the BFSI domain specialising in Capital Markets, Wealth Management and Offshore Fund Management, both as a market player and regulator. As a regulator, he worked with the start-up management team of National Securities Depository Ltd (NSDL) and was part of their operations team for five years.Sandeep was Executive Vice President at Bay Capital Investment Managers Pvt. Ltd. and was responsible for the overall Operations, Finance and Compliance functions. Prior to Bay Capital, he was designated as Vice President at ENAM AMC and was also part of the core team that conceptualized and commenced Reliance Portfolio Management Services.Sandeep holds a Bachelors Degree in Commerce from Hansraj College, Delhi University and is a member of the Institute of Chartered Accountants of India (ICAI) and the Institute of Company Secretaries of India (ICSI).

Anita Belani

Advisor

Profile

Anita is a seasoned professional with 30 years of rich post MBA experience as a senior business and human capital leader. Over her successful career that spans nearly 30 years, Anita has helped organizations solve their business issues through human capital solutions in change management, organizational development, leadership development, talent management etc. As a board Advisor she coaches the leadership team and helps shape CredAble’s Human Capital Strategy.

Kabir Kewalramani

Advisor

Over his eventful career that spans nearly 20 years, Kabir has had the benefit of exposure, expertise and experience in various sectors in key leadership roles. He combines deep financial insights into markets, investments across sectors and exposure to business domains as varied as Private Equity & Investment Banking, Construction supplies (Ready Mix Concrete), Hospitality and Hotels, Education, real estate and Employee Transportation. As a minority investor and Advisor he brings to bear his considerable knowledge to guide the establishment of the CredAble Business model.

Alpha Capital

Alpha Capital is an investment management firm based in Mumbai that was founded by Vishal Ootam and Vivek Anand.

The primary mandate at Alpha Capital is to invest in scalable entrepreneur-led businesses in India. Alpha typically invests with entrepreneurs who have at least 10+ years of operating experience behind them with a career of at least 15 / 20 years ahead of them.

The operating team has been backed by an experienced set of entrepreneurs who themselves have created large highly respected businesses. These include Mr. Sat Pal Khattar (Khattar Wong – Singapore), Mr. Darshan Patel (Vini Cosmetics), Mr. Mohandas Pai (Ex-CFO, Infosys) and Mr. Ranjan Pai (Manipal Group).

Over the last year Alpha has made investments into InCred Finance (a new age NBFC) and Food Link Services Pvt. Ltd. (one of India’s leading Banqueting & Catering companies)