Trade Receivables
Securitisation (TRS)
An RBI-regulated, credit-rated securitised instrument originated by our NBFC and backed by receivables from marquee anchors offered as a high-quality investment opportunity.
RBI Registered NBFC
Rated
Monthly Interest Payout
End-to-End Trade Receivables Securitisation Solution
CredAble’s securitised pools are backed by diversified invoice portfolios from multiple large, creditworthy anchor companies helping reduce exposure to any single counterparty and ensuring greater risk dispersion.
With fixed repayment structures and tenures typically between 9-12 months, our structuring expertise enables businesses to access liquidity without increasing liabilities preserving credit lines and balance sheet strength.
Our securitisation structures are fully compliant with RBI regulations and follow a stringent due diligence process. All pools are rated by SEBI-registered rating agencies.
Each TRS transaction includes built-in investor protections through credit enhancement features such as cash collateral, over-collateralisation, and excess interest spreads, providing an added layer of downside protection.
SPVs are managed and closely monitored by independent trustees, and all transactions are executed via CredAble’s tech-first platform for full transparency, reporting, and real-time tracking.
Why choose CredAble?
CredAble simplifies and digitises the securitization journey right from asset pooling to investor placement
Custom-built securitisation programmes based on your receivables book
Credit enhancement and default risk mitigation through AI-powered analytics
A wide network of banks, NBFCs, and institutional investors
End-to-end reporting, tracking, and audit-ready data dashboards
Key Benefits with CredAble
A regulated, tech-enabled, and investor-trusted model designed for high-performance liquidity access
All TRS pools are supported by credit enhancement mechanisms like over-collateralisation, originator skin-in-the-game, and cashflow reserves to safeguard investor and originator interests.
Typical tenures range from 9-12 months with structured investor repayment schedules, allowing for capital rotation and operational agility.
Access capital against a diversified pool of receivables from multiple anchor corporates, reducing concentration risk and improving pool quality.
Connect with a wide network of banks, NBFCs, and institutional investors – backed by India’s first TRS deal, led by CredAble and Northern Arc
Our tech platform continuously assesses risk through real-time analytics, ensuring transparency, timely intervention, and regulatory alignment.
Our securitisation structures are fully compliant with RBI guidelines, and the pools are credit-rated by SEBI-registered agencies, reinforcing transparency and trust.
Who Is It For?
CredAble’s TRS solutions are ideal for
Unlocking liquidity for enterprises with high receivables volumes
NBFCs and Fintechs to invest in high yield, diversified, and low duration assets
Banks looking to invest in PSL assets
How It Works
Receivables Pooling
Identification and aggregation of receivables assets
Structuring & Credit Enhancement
Custom SPV creation and investor profiling
Securitisation & Placement
Receivables sold to investors
Settlement & Monitoring
Real-time monitoring once funds are disbursed
Trusted By
Ready to transform your receivables into growth capital?
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