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Financial Institutions
Corporates
Embedded Finance

Simplify journey creations and scale your lending portfolio

A full-stack platform designed to unlock financing opportunities

Speed up approvals and cut operational costs

API Products

Financial Statement Analyser

AI Powered Financial Analysis for Faster Credit Decisions

ERP Connectors

Seamlessly Connect Your ERP to Financing Workflows

Invoice Validation Platform

Validate Trade Invoices Instantly with Government-Verified Data

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Build Resilient Global Supply Chains with Structured Trade Solutions

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FEATURED

Top 5 AI Priorities in Banking for Credit Risk Officers in 2026

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FEATURED

CredAble and Citi announce a global tech partnership to digitise trade finance
Flexible
Startup Financing

Unsecured debt financing for funded tech startups with quick debt financing capital options with no equity dilution.

RBI Registered NBFC

Certified

ISO 27001:2022

100% Safe

& Secure

No Collateral

Required

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    CredAble” is a Trade Name for Equentia Financial Service Private Limited. 

    Metal Book
    Bombay Shirt Company
    Cult Fit
    Scimplify

    Cumulative Funding Raised by our Portfolio Companies

    USD 0 bn+

    Unicorns in our Portfolio Companies

    0 +

    Startups Funded

    0 +

    Loans Disbursed

    1000 Cr+
    Why Start-Up Financing from CredAble?
    Startup Financing with CredAble

    Zero Equity Dilution

    Founder-first capital with no warrants or convertibility - keep full ownership.

    Fast Sanctions

    With our Startup Policy, quick approvals with minimal documentation, built for VC- and PE- funded startups.

    Flexible Debt Options

    Choose from Supply Chain Financing, Revolving Credit Lines, or Term Loans, all structured to your working capital needs.

    No Collateral Needed

    Fully unsecured loans with no charge on fixed assets, backed by the cash flow of the company.

    Own NBFC Lending

    We lend from our own NBFC’s balance sheet – no intermediaries, no delays.

    Flexible startup credit solutions

    Supply Chain Financing

    Invoice discounting solutions (Purchase/Sales) to bridge working capital gaps.

    Working Capital Financing

    We provide revolving credit lines in the form of Working Capital Demand Loans to meet short-term funding needs.

    Shorter Tenure Term Loans

    We provide Short Term Loans (EMI-based) with tenure upto 18 months.

    Why Startups Trust CredAble?

    In-House Credit & Underwriting Teams

    No back-and-forth with intermediaries. Our in-house NBFC credit team ensures quicker decisions, less paperwork, more alignment.

    Up to 18-Month Terms with Early Repayment Option

    Unlike several traditional lenders, we provide longer tenures with the freedom to prepay without heavy penalties.

    Truly Non-Dilutive Growth Capital

    No equity dilution. No hidden equity-like clauses. No board seats. No observer rights. No cap table inference.

    Built-in Scalability for Future Rounds

    Your capital needs growth as your startup scales. We design debt structures that expand with your growth, not restrict it. No need to renegotiate every 6 months.

    Apply Now









      Our Borrowers

      Eligibility Calculator

      See if your startup fulfils the following requirements

      Apply for a loan if your startup meets the required conditions

      Your startup is a good match
      for our funding solutions.

      Apply Now









        CredAble Success Stories

        Start Your Success Story









          Awards & Recognitions

          CredAble’s Working Capital Solutions, Customised for Your Business.

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